Start at the beginning – inspiration for this program

Dear reader: Convert your everyday spending into cash back.  The idea seems basic enough, right?   But where to begin?   Here, my friend… this program has broken it down in simple words; equipping our readers with the steps and skills necessary to succeed.  Read...

Cash, Credit… or debt? The difference between them

Dear everyday spender: Welcome to the modern world of payment choices.  To help you settle in, I’ve taken the liberty of creating a fictional narrative.  So, sit back and enjoy! There are 3 characters: Johnny who only pays in cash, Jane transacts with her debit...

What type of spender are you? Don’t know? Time to do your homework

Dear reader:   Well the time has come; you must be curious, at least a little bit.  Tell you what: it starts by collecting receipts and statements of your recent spending. Beyond that, I’d like for you to consider your predicable spending.  In other words, what...

Risk vs. Reward: Those pesky annual fees, are they worth it?

Dear everyday spender, If you’re new to credit, tread lightly… but, for everyone else, the answer is: yes, they most certainly can be! I want to impart some perspective.  Think of the annual fee like a subscription service; what you’d pay for a gym...