The Citibank Students Cards cater to the needs of students and is more than a debit card for the students. One among them is the Citi MTv Platinum Select Visa Card for College Students, which facilitates particularly those college students who pay off their credit card balance on time and manage to keep the balance low.
Benefits Of The Card
The Citi MTv Platinum Select Visa Card for College Students promises to be a rewarding experience for the students with high GPA’s. Higher GPA’s will give you higher points. The Thank You points that you earn can be utilized for MTv merchandise, airline tickets, gift cards and CDs.
The credit card enables you to achieve a solid education and gain smart spending. The card has a reasonable annual percentage rate (APR) convenient for building a good credit. You can also avail the opportunity to use your points towards MTv special events and for other fun purposes.
Absence of any annual fee makes it easier for the student to save money. The card enables students view/check their accounts and pay the bills online. The card also has provisions for theft protection as well as travel insurance. In case, you live away from your home, the Citi MTv Platinum Select Visa Card for College Students gives you the option of visiting your family and avail a discount on the airline tickets.
The card comes handy if you require quick cash or desire to save a balance on another high interest-rate credit card. Moreover, you can avail of a 0% annual percentage rate (APR) on the balance transfers and a 0% interest rate on the cash advances for the initial six months.
Each and every purchase you make with the card enables you to obtain points. You can conveniently earn 5 points for spending 1 dollar at your favorite haunts, like video rental stores, bookstores, restaurants, record stores and movie theatres. For purchases elsewhere, you can earn one point for spending one dollar with the card.
The Thank You Redemption Network of the Citi MTv Platinum Select Visa Card for College Students further makes it possible for you to earn 2000 Thank You points twice a year for possessing a good GPA. You can, however, earn a maximum of 75000 points each year. The rewards expire in the duration of 5 years.
You can save 10% at the MTV store in New York City and mtvshop.mtv.com. If you are able to make timely full payments each month, you will be receiving 20 free of interest days in each billing cycle.
The card brings for you other advantages like many Internet account related services, emergency card and cash replacement, lost and stolen card reporting, auto rental insurance and legal as well as medical referral services.
It also gives the cardholder the facilities like free access to credit education tips and tools, lost luggage assistance, fraud and security protection services, discounts on auto rentals, up to $1000000 travel accident insurance and more privileges.