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HSBC Credit Cards are issued through HSBC Bank, one of the growing and leading banks in the banking sector. These cards rank among the most powerful cards offered due to their global accessibility for the customer with branches located all over the world.
They are the 3rd largest issuer of private-label credit cards in America. The offering includes cards from over seventy (70) active merchant relationships. Some of these relationships include well known names such as Best Buy, Gottschalks, Neiman Marcus, Costco and Saks Fifth Avenue. No matter what type of credit plan you are looking for you can be sure there is a card that matches your needs. HSBC offers a wide variety of benefits to people with all kinds. Let's weigh your credit score and see what HSBC has to offer you.
Poor Credit: HSBC offers several cards for those with poor credit. These cards carry low annual fees and are secured. Secured ones allow you to deposit money on your card and then spend against it. This is a great way to rebuild your score!
Average (or limited) Credit – These cards can help you build credit if you have little or no history available. These cards do not require a deposit (as shown above) and offer benefits such as purchase protection, lost and stolen card reporting, and no liability.
Good Credit: If you have a stellar career you will have no problem finding HSBC credit cards that provide you tons of benefits. HSBC rewards customers who have kept their history clean and pure. These cards offer 0% interest rates, cash back rewards and other great added benefits. To find the cards that are right for you it is recommended that you do as much comparison shopping as possible before making your decision. There are websites online that allow you to look at cards side by side to see exactly which one is right for you.
Being informed will keep you from signing up for a card you don't want or don't understand which could cause major problems down the road. Start comparing today and good luck in your search for HSBC credit cards!