The best credit card for groceries is the American Express Blue Cash Preferred Card because it gives 6% cash back on up to $6,000 spent at U.S. supermarkets each year and 6% on U.S. streaming subscriptions. In fact, Amex Blue Cash Preferred is a great credit card for both groceries and gas. Cardholders also earn 3% cash back at U.S. gas stations and on transit, all other purchases yield 1% cash back.
The Best Credit Cards for Groceries. We found five credit cards that pay rewards worth $150 or more annually for the typical household. Consumer expenditure data from the Bureau of Labor Statistics shows the average household spends $4,121 on “food at home,” so $150 is enough to buy nearly two weeks of groceries for free each year.
Rewards on $5,000 a year in grocery store spending: $100 (when choosing grocery stores as your 2% category). The U.S. Bank Cash+™ Visa Signature® Card gives cardholders a choose-your-own ...
Even if you don’t have the best credit, you can get a card that gives you rewards for using it at the grocery store. Some even offer cash back specifically on grocery purchases. Using a credit card for a weekly necessity, then paying off the balance is also a great way to help build the credit score needed to qualify for a card with even better rewards in the future.
In addition to general rewards credit cards that happen to offer rewards for grocery purchases, some cards are co-branded with a specific brand of stores. Cards that fall into this category may let you earn rewards on your grocery purchases, or they may just offer a “discount” on your purchases when you pay with your credit card.