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The Citi Professional Card offered by Citibank, is a perfect device for those running their own business. This card is a great way of managing your combined personal and professional expenses. In the process, the card promises you great rewards.
The Citi Professional Card also provides you the choice of categorizing your business expenses in the monthly statement, which further helps you during tax payment. This way, you will have it all sorted out for you, without having to mess up with the papers. This card also provides you the facility to create accounts for all of your clients, equipment, supplies, and materials.
A Special Tool
Now, you must be curious to know as to how does it become so easy to categorize your expenses. Well, the online expense-reporting tool also facilitates the categorizing card activity. So you can create as many different and easy-to-read expense reports as you like.
Through this tool, every time you receive a credit card statement, your purchases are placed in the designated category selected by you. The online expense-reporting tool also comes out with specific reports for individual business trips, specific clients and/or projects. This way, you will have a clear conception of the transactions that are related to a particular category.
Citi Professional Card has some enviable basic features for the small business owners. You can find the features below:
§ This card from citibank offers you an introductory APR of 0% on balance transfers. This is a great opportunity if you already have a business credit card, you may consider transferring your balance to the Citi Professional Card to gain from 0% interest for nine months.
§ For cash advances, the minimum APR cap is competitive.
§ There is no annual fee for Citi Professional Card.
§ You do not need to pay any fees for the Thank You Network rewards program and there is no fee for redeeming your points for services or merchandise in the network.
You have an excellent rewards’ program associated with the Citi Professional Card. Go through the following to know more about the rewards:
§ The first time you make an eligible purchase with the card, you receive 10000 points, which is redeemable for a $100 gift card.
§ The most commendable feature of the reward program is for every dollar you spend at restaurants, auto rentals, select office supply merchants and gas stations, you get three Thank You points
§ You will also earn one ThankYou point whenever you spend a $1 on all other purchases
All these points get added to the balance of your Thank You network points.
A unique advantage of the Citi Professional Card is that you have a personal assistant at your service round the clock, to assist you always whether you are searching a phone number, need arrangements for traveling, information on restaurant, and other things related to your business.
Apart from that, you are also entitled to fraud and security protection services, identity theft solutions, emergency card replacement, lost and stolen card reporting, upto $1000000 in travel accident insurance, referral services both medical and legal, automatic bill payment and much more.