Citi offers a number of balance cards with absolute amazing offers. To name a few Citi Platinum Select Visa and Citi One Platinum prestige are the best with offers. Citi One platinum is also said to offer good schemes but falls short of the other two.
To begin with Citi One Platinum offers starting this October, 0% till October 2011 on all balance transfers that get process in 48 hours straight. It also offers 0% on all purchases made until August 2011 which makes only 10 months in comparison with the Platinum visa and One Platinum Prestige. In case of lost or theft, Citi ensures no liability on almost every type of balance transfer credit card.
Citi Platinum Select MasterCard like Citi One platinum is not considered excellent but nonetheless good in its own. It has mainly three main features to it. It offers 0% APR on balance transfers for 21 months, after which 11.99 to 19.99% is charged. After from identify theft solutions, Citi extra cash meaning discounts are also available on travel, gifts etc.
Citi Dividend Platinum Select MasterCard offers a number of features which include 0% on balance transfers for 15 months. In the meantime it also offers 2% cash back on purchases which reduces to 1% after the 0% period is over. You can also avail 5% cash back on commodities like clothing and electronics, from 1st of January 2010 till 1th of December, 2010. With no annual charge, it also offers two more features, 5% cash back on bonus cash and 1% cash back on cash advances.
There is also the Citi Diamond Preferred Rewards card and Citi Diamond card. The former offers 0% on balance transfer for 12.99 to 20.99% on creditworthiness once the period is over. It also lured the consumers by offering a $ 50 gift card and redemption your reward points once you have spent up to $ 300. It also offers 5 Thank you points on every $ 1 spent at a mega mart or super mart. The latter card, offers 0% for 21 months with 11.99 to 19.99% once the period is over.