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Sam’s Club is beyond doubt one of the most popular grocery stores in America. It is accessible to members only. It is owned by Wal-Mart. If you are looking to buy bulk then Sam’s Club is the place to visit. It offers members products at wholesale prices which are lower then prices offered by any other grocery chain. In order to enjoy all the offerings of Sam’s Club one must have Sam’s discover card.
Initially the Sam’s Club credit card is issued. Afterwards, you get the Sam’s Discover card. You just require good credit ratings for this to happen. Once you get the card you have a lot of luxuries at your disposal. You get access to cash back reward schemes, in house discounts and other incentive programs. Additionally, the credit card can be used in any other grocery store provided it accepts discover cards.
The application process is straightforward. You only require good credit ratings and if your credit check proves that you have a sound credit history then there should be no problem in you getting the credit card. Once the Sam’s credit card has been handed out, you become qualified for the discover card.
The discover card has three types: Personal accounts, Business accounts and direct accounts. If you are a family or an individual shopping for grocery then it is recommended you go for the Personal account. Business accounts are suitable for small and medium sized businesses that might have to enter bulkier and more complex transactions. However, if you own a large business then the direct account would be the most appropriate option. This would allow bulk purchasing to be made on credit. The amounts outstanding at month ends would have to be settled on a monthly basis. The card holders also have the liberty to choose among the various reward options such as, the cash back program or getting the annual fees waived.