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You finally have your own business. You invest both time and money in it. But does it end there? It shouldn't. Your business will not grow on its own. It takes determination, a lot of hard work, and ready spending power to turn your business from good to great. If you're running high on dreams but low on cash, the Visa business credit cards program is the solution to your money woes.
Benefits of Visa Business Credit Cards
Your company financial health can be supplemented with Visa business credit cards. Visa business credit cards can provide your company with immediate cash flow. The good thing about Visa business credit cards is that they come with other benefits, such as:
Visa Business Auto Rental Collision Damage Waiver
This benefit allows reimbursement for damage to rental vehicles due to theft or collision at no extra cost, as long as certain terms and conditions are met.
Travel and Emergency Assistance
Visa business credit cards provide help when you need it. Moreover, as a cardholder, you are just a phone call away from assistance. Should the need arise, Travel and Emergency Assistance will put you in touch with emergency services. There is no extra charge for cardholders. Immediate family members, colleagues, and employees may also take advantage of this service.
Purchase Security and Extended Protection
This benefit provides automatic protection to your retail purchases, at no additional charge. Purchase Security can replace, repair, or reimburse selected items charged to your Visa business credit cards at the provider's discretion for up to 90 days, in the event of theft or damage. Extended Protection doubles the original warranty period of up to one full year.
Emergency Cash Disbursement and Card Replacement
If your Visa business credit cards are ever lost or stolen, assistance is just a phone call away. What's more, cardholders can get emergency cash advance delivered 24/7, as well as card replacement.
Earn Points and Rewards
Visa business credit cards offer several rewards and rebates programs. Choose the card with the program that is most beneficial to you.
How Do Visa Business Credit Cards Help You?
Visa Business Credit Cards can help your business in a variety of ways. Visa provides you with tools for record-keeping and reporting, provides bills payment facilities for easier tracking, and helps you manage your money through a simplified accounting approach, with Visa Information Source Select. With the Visa Business Partner Advantage, you are entitled to discounts on certain products and services suitable for your business. Visa also gives you updates, conference and event information, and even online workshops to help your company succeed.
Visa teams up with reputable financial institutions to come up with the Visa business credit cards best suited to your needs.
Alaska Airlines Visa Business Card, for example, gives you control of your business expenses. You will also receive travel rewards from Alaska Airlines and its affiliates at the same time. There is a 0% introductory APR for purchases and balance transfers during the first 9 months. When that expires, rates on purchases and balance transfer range from only 6.99% to 9.99. Bonus miles are earned with every purchase and can be redeemed for travel on 11 airlines with over 700 destinations.
Offering the same rates and introductory APR is the Power Rewards Platinum Visa Business Card from the Bank of America. The Power Rewards Platinum Visa Business Card also offers a variety of other rewards, aside from travel. You can opt for gift certificates, brand-name merchandise, and even cash rewards.
The Chase Platinum Visa Business Card offers a 0% introductory APR for 12 months. After the 12-month introductory period, the Chase Platinum Visa Business Card offers a reasonable APR of 12.24%. Eligible purchases can earn you a 3% cash back reward. Other purchases entitle you to a cash back rate of 1%.
There are several other Visa business credit cards tailored to fit your needs. Visa is committed in helping you grow your business. So, if you are an entrepreneur and you choose Visa, be rest assured you made the right choice.