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Credit card benefits and perks. Most offer excellent credit card benefits such as free warranty extensions on your purchases and free car rental insurance. In fact, your credit card could provide over $1,000 of benefits you probably don’t even know about. But credit cards can also be convenient enemies.
What Are Credit Card “Benefits”? Credit cards typically come with benefits, which are extra features that may: provide protections on purchases, like extended warranties on electronics; offer insurance or special access while traveling, like collision insurance on rental cars or airport lounge access
The benefits described pertain to Capital One branded consumer credit cards and may not be available with small business, co-brand and retail partner cards. Some benefits are only available to the primary accountholder and not authorized users. If available, balance transfer requests are subject to approval.
When used responsibly, credit cards can be valuable tools for earning rewards, traveling, handling emergencies or unplanned expenses, and building credit. A rewards credit card does exactly what its name implies: rewards the cardholder for making purchases. Rewards can vary by issuer and card type.
Explore the Credit & Account Protection benefits including FICO ® Scores, now available to many cardmembers.. Check out how our card can help you when you shop.. Make sure you are taking advantage of your card's travel benefits.. Discover the ways you may earn rewards and save on dining & entertainment.