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American Express gold credit card is one of the best business credit cards in the small business credit card category. If you have been watching TV lately, you have probably seen the funny commercial about the individual who uses a card with a funny card face to pay for a business lunch. The American Express Gold cards is prestigious and impressive in almost any cases and can give your small business a certain level of credibility in business situations.

So let's talk about the cons first. The card does come with a $ 125 fee, which you will have to pay on your second year. In addition, you will be charged $ 45 for an extra card, which is waived in many competing offers. In addition, this card is a charge card, which means you will have to pay the full amount at the end of each month (your due time).

But there are so many benefits to American Gold Credit Card as well. As mentioned before, the Gold card is a prestigious card that gives your small business more credibility. In addition, you can take advantage of AMEX's rewards program, which is the best one that is out there. You also save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®. Your first purchase entitles you to 5000 points, which should be a good incentive for you to start using this card. When you have spent $ 20,000 on your card, you'll be rewarded with another bonus of 5,000 membership points. Reach $ 50,000 in spending and get a bonus of 20,000 points. Renew your card after the first year, and receive a bonus of 10,000 points. Spend an average of $ 5,000 each month and receive 60,000 points. And let's not forget that every dollar you spend gets you a rewards point.

There are no limits for the number of points you can earn and your points do not expire. You also have the most flexibility with your points as you can choose to spend them whenever you want. You can use them for travel or entertainment activities. The choice is yours.

The American Express Gold card is for serious businesses only. The fee of $ 125 is not substantial but it will be an extra cost if you don't plan on using all the rewards offered with your American Express card. Overall, the card is worth it if you have substantial small business spending each month. In that case, it can save you a lot on your future small business needs, making this card great for small businesses that are past the early stages.

American Express Gold Small Business Credit Card Review

American Express Gold Small Business Credit Card Review