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Do you have an excellent credit score? If you do, then you should be glad to know that you are qualified to apply for cashback credit cards. If you are interested in some cashback credit cards offers, make it a point to study all the features and charges of each card, and not just the offers that give you cash back or bonus points. Know the interest rate during and after the introductory offer, the duration of the introductory offer, the annual fee, and other details of the fine print on every credit card application.
Many people recommend the American Express Card for those who are in search of good cashback credit cards. This card offers a zero percentage introductory APR, no annual fee, and a fixed transfer fee of 4.99 percent. You can also benefit from a five percent of cash back when you use this card to purchase gas for your car.
This card also enables users to set up an automatic monthly bill paying system that gives cash back on telephone and cable bills, parking fees, and even transportation expenses. This card also enables you to order more than one card on the same account at no additional activation charge in the name of any family member 18 years or older. They can even qualify for a no-fee transfer from other higher rate credit cards.
A remarkable feature that makes this card one of the best cashback credit cards for customers is the advantage of being able to keep track of expenses and card use for tax preparation and budgeting. An online feature called Summary of Charges permits users to access their account information for the entire year. It allows users to sort the use of the card by vendor or merchant name, by date, or by the amount of the charge.
It's easy to categorize the charges and review them by category. You can assign a travel category, a business equipment category, a restaurant category, and so forth. Other available online information includes, monthly charge totals, billing information, and a history of the payments on the card balance
These cashback credit cards also make point of sale purchases easy. They allow the user to hold the card up to the point of the point of sale reader. They don't have to bother with swiping the card or signing anything. Other features and benefits, along with those mentioned here makes the American Express Card, truly one of the best cash back credit cards that a customer can depend on.