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Are you in the market for a cashback credit card? Cash rebate cards are now the most sought after type of credit card. It isn't hard to figure out why really, with the bad economy and all. It just makes sense that people are now very cognizant about stretching their consumer dollars as far as they possibly can.
All of the major banks and financial institutions now feature cashback offers in one form or another. They can be found under the banner of American Express, Discover, MasterCard, and Visa. The challenge is to identify which one best suits your financial needs.
First and foremost it should be stated that before you begin your search it is wise to identify exactly what your specific needs are. Knowing exactly how you spend your money, and by this I mean on what you spend it on, is the key to finding the right cash back credit card.
Different issuers, and different cards from the same issuer, have different features. One may be a cash rebate program for gas purchases while another may feature cash rebates from say, a home improvement center. If you do a lot of specialized purchases in one specific area then perhaps one of those cards would be best for you.
For most people a general cashback credit card is probably the most appropriate fit. When I say general I mean that it can be used in a variety of ways including retail grocery stores, drugstores, gas stations, etc., etc. It's an all purpose card of sorts that can earn the cardholder cash rebates from a multitude of retailers.
When it comes to choosing a specific card I would suggest that you begin comparing the offers available from Discover financial services. Discover cards have long led the way with their cashback rewards programs. Their cards feature cash rebates up to 5% on many of the things that we purchase each and every day.
Some programs allow the cardholder to choose what categories they would like to be eligible for. An example of that would be if you drive a lot then it would make sense to choose gas rebate as your featured category. It is more or less a customization issue. Capital One features these types of offers.
It is suggested that you visit a comparison website in order to quickly, easily and conveniently compare cashback credit card offers. A credible site will feature all of the top banks and issuers so that you will be able to do a side-by-side comparison to find a card that best fits your needs.